Onboarding Checklist

Steps to get appointed and start selling.

  • Submit agency/agent application
  • Provide state license and E&O proof
  • Complete AML/HIPAA training
  • Carrier appointments and portal setup
  • Product training and illustration tools
  • Marketing assets and CRM integration

Commission Overview

Indicative structure; actual schedules vary by carrier and product.

ProductBase %Tier BonusAdvance
Term Life70%+5% at $50K APUp to 6 months
Whole Life90%+10% at $75K APUp to 9 months
Universal Life85%+8% at $60K APUp to 9 months
Final Expense60%+3% at $30K APUp to 3 months

Marketing Toolkit

Resources to build pipeline and close confidently.

Co-branded Brochures

Printable and digital assets for client meetings.

Email Templates

Outreach sequences and follow-up scripts.

Illustration Guides

Step-by-step support for carrier software.

Licensing Steps

Path to California appointment and renewals.

Pre-licensing

Complete education hours and exam scheduling.

Application

Submit fingerprints and licensing forms.

Appointment

Carrier appointments and continuing education.

Renewal

Track CE credits and renewal timelines.

Licensing

Active state licenses required. We support CA licensing and renewals.

Onboarding

Digital onboarding with carrier appointments and product training.

Commissions

Transparent schedules with performance tiers and advances.

Marketing

Co-branded materials, templates, and lead-generation support.

Compliance

HIPAA, AML, and carrier guidelines with regular audits.

Support

Dedicated desk for quotes, illustrations, and case management.

Technology

E-apps, e-signature, and CRM integrations for efficient workflows.

Product Lines

Term, whole, IUL, survivorship, final expense, and riders.

Training

Weekly webinars and case studies to build expertise.

Join Our Network

Work with top carriers and a responsive back office.

Contact Partner Desk